Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # FINOLAB - THE FINTECH CENTER of TOKYO Empowering fintech innovation and helping startups scale in Japan. ## Sitemaps - [XML Sitemap](https://finolab.tokyo/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [[Press Release] The Final Winners announced for FinTech startup pitch contest FINOPITCH 2025](https://finolab.tokyo/topics/the-final-winners-announced-for-fintech-startup-pitch-contest-finopitch-2025/) - Discover the global winners of FINOPITCH 2025, Tokyo’s international FinTech pitch contest hosted by FINOLAB. See the top startups and award highlights. - [[Summary]AI Threats and the Future of Financial System Resilience](https://finolab.tokyo/finolabresearch/[summary]ai-threats-and-the-future-of-financial-system-resilience/) - [[Summary] Transformation of Cybercrime](https://finolab.tokyo/finolabresearch/[summary]-transformation-of-cybercrime/) - [[Summary] QR Payments Across Asia: Standardization and Cross-Border Connectivity | FinTech Topics #129](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-qr-payments-across-asia-standardization-and-cross-border-connectivity-fintech-topics-129/) - [[Summary] Impact of Japan’s Revised Insurance Business Act on InsurTech and Digital Transformation| FinTech Topics #128](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-impact-of-japans-revised-insurance-business-act-on-insurtech-and-digital-transformation-fintech-topics-128/) - [FinovateFall 2026, Supporting as a Partner with Discount Code](https://finolab.tokyo/topics/finovatefall-2026/) - [[Summary] Evolution of GCCs in India](https://finolab.tokyo/finolabresearch/[summary]-evolution-of-gccs-in-india/) - [[Summary] Key FinTech Predictions and Strategic Actions for 2026](https://finolab.tokyo/finolabresearch/[summary]-key-fintech-predictions-and-strategic-actions-for-2026/) - [[Summary] Detecting Fraud Signals in Startups through AI](https://finolab.tokyo/finolabresearch/summary-detecting-fraud-signals-in-startups-through-ai/) - [[Summary] Future of Payment Systems in Japan: From the Study Group Report from Zengin System | FinTech Topics #126](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-future-of-payment-systems-in-japan-from-the-study-group-report-from-zengin-system-fintech-topics-126/) - [FinovateSpring 2026, Supporting as a Partner with Discount Code](https://finolab.tokyo/topics/finovatespring-2026/) - [[Summary] Implementation of Enterprise Value Collateral: Expanding Funding Options for Startups | FinTech Topics #125](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-implementation-of-enterprise-value-collateral-expanding-funding-options-for-startups-fintech-topics-125/) - [[Summary] Japan’s Crypto Transformation: Shifting from "Means of Payment" to "Financial Instruments" | FinTech Topics #124](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-japans-crypto-transformation-shifting-from-means-of-payment-to-financial-instruments-fintech-topics-124/) - [[Press Release] FINAL RESULT ANNOUNCED FOR JAPAN FINANCIAL INNOVATION AWARD 2026](https://finolab.tokyo/topics/press-release-final-result-announced-for-japan-financial-innovation-award-2026/) - [[Press Release] The Final Winners announced for FinTech startup pitch contest FINOPITCH 2026](https://finolab.tokyo/topics/press-release-the-final-winners-announced-for-fintech-startup-pitch-contest-finopitch-2026/) - [[Summary] New Developments in Corporate Transactions: Business Opportunities and Risks Surrounding Corporate Accounts | FinTech Topics #123](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-new-developments-in-corporate-transactions-business-opportunities-and-risks-surrounding-corporate-accounts-fintech-topics-123/) - [[Summary] Expanding Utilization of My Number and My Number Card in the Financial Sector | Fintech Topics #122](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-expanding-utilization-of-my-number-and-my-number-card-in-the-financial-sector-fintech-topics-122/) - [FINOLAB to become Media Partner of FinovateEurope(Discount Code Provided)](https://finolab.tokyo/topics/finovateeurope2026/) - FINOLAB to become Media Partner of FinovateFall - [“FINOPITCH 2026” is open for entry! The deadline for applications is December 31,2025](https://finolab.tokyo/events/finopitch-2026-is-open-for-entry-the-deadline-for-applications-is-december-31,2025/) - [[Summary] The Persistent Ransomware Threat: The Evolution of an Old yet New Cyber Attack | Fintech Topics #121](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-the-persistent-ransomware-threat-the-evolution-of-an-old-yet-new-cyber-attack-fintech-topics-121/) - [[Summary] Ikeda Senshu HD's Digital Bank for SMEs: A Strategic Move to Challenge Mega-banks?](https://finolab.tokyo/finolabresearch/summary-ikeda-senshu-hds-digital-bank-for-smes-a-strategic-move-to-challenge-mega-banks/) - [[Summary] The Stablecoin movement Begins: U.S. Intentions, Global Trends, and Japan's Actions | Fintech Topics #119](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-the-stablecoin-movement-begins-u-s-intentions-global-trends-and-japans-actions-fintechtopics119/) - (Original Video in Japanese was published on the FINOLAB CHANNEL on Aug. 28, 2025 by Makoto Shibata) The FINOLAB CHANNEL's FintechTopics #119 video discusses the latest global stablecoin developments, particularly regulatory progress in the United States, Hong Kong, and Japan, defining stablecoins and explaining their impact on financial markets. Stablecoin Definition and Background Stablecoins are - [[Summary] The 2025 Financial Services Agency's Administrative Policy: A Guide to Key Fintech Measures | Fintech Topics #120](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-the-2025-financial-services-agencys-administrative-policy-a-guide-to-key-fintech-measures-fintech-topics120/) - (Original Video in Japanese was published on the FINOLAB CHANNEL on Sep. 16, 2025 by Makoto Shibata) In this article, we'll break down the Financial Administration Policy for the 2025 business year, announced by Japan's Financial Services Agency (FSA), with a special focus on key fintech-related measures. A New Direction: Leveraging Digital Tech to Address - [FINOLAB Member JPYC Becomes the First in Japan to Issue Japanese Yen-Denominated Stablecoin After Obtaining Fund Transfer Service Provider Registration](https://finolab.tokyo/topics/finolab-member-jpyc-becomes-the-first-in-japan-to-issue-japanese-yen-denominated-stablecoin-after-obtaining-fund-transfer-service-provider-registration/) - [Singapore FinTech Festival (SFF)2025, Supporting as a Community Partner with Discount Code](https://finolab.tokyo/topics/sff2025/) - [9/2 AI Trends and Market Insights from Former OpenAI and ex-a16z Partners](https://finolab.tokyo/events/ai-trends-and-market-insights-from-former-openai-and-ex-a16z-partners/) - [[Summary] Why Will the Dollar Become Stronger? U.S. Intentions Seen in the Stablecoin Law and Japan’s Four Discussion Points](https://finolab.tokyo/finolabresearch/summary-why-will-the-dollar-become-stronger-u-s-intentions-seen-in-the-stablecoin-law-and-japans-four-discussion-points/) - [[Summary] Understanding the Regulatory Boundary Between Advance Payment Services and Lending in Japan | Fintech Topics #118](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-understanding-the-regulatory-boundary-between-advance-payment-services-and-lending-in-japan-fintech-topics-118/) - (Original Video in Japanese was published on the FINOLAB CHANNEL on Jul. 15, 2025 by Makoto Shibata) As the fintech industry continues to evolve, a new question is gaining prominence in Japan: when does an advance payment service cross the line and become a regulated money lending activity under the Money Lending Business Act? In - [[Summary] Surge in Unauthorized Access to Online Securities Accounts in Japan: Key Trends and Countermeasures | Fintech Topics #117](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-surge-in-unauthorized-access-to-online-securities-accounts-in-japan-key-trends-and-countermeasures-fintech-topics-117/) - (Original Video in Japanese was published on the FINOLAB CHANNEL on Jun. 24, 2025 by Makoto Shibata) Since March 2025, Japan’s online securities industry has seen a rapid increase in unauthorized access incidents. Large-scale and automated attacks have targeted multiple securities companies, pushing the entire industry to respond. The Reality of the Attacks: Over 17 - [8/28 Ripple x Web3Salon: The Future of Finance – Tokenization & Institutional DeFi in Japan](https://finolab.tokyo/events/8-28-ripple-x-web3salon-the-future-of-finance-tokenization-institutional-defi-in-japan/) - [[Summary] The Rise of Online Pawnshops: Blending Traditional Finance with Digital Innovation | FinTech Topics #115](https://finolab.tokyo/finolabresearch/summary-the-rise-of-online-pawnshops-blending-traditional-finance-with-digital-innovation-fintech-topics-115-2/) - (Original Video in Japanese was published on the FINOLAB CHANNEL on Apr. 15, 2025) Thank you for tuning in to FINOLAB’s FinTech Topics. In this edition, we explore the digital transformation of one of the most traditional financial services: the pawnshop. While pawnshops have long been part of everyday financial life, today we are seeing - [[On-Site Report] Money 20/20 2025 Asia, One of the World’s Largest Fintech Events: Introducing 6 Emerging Startups Unknown to Japanese Audiences](https://finolab.tokyo/finolabresearch/on-site-report-money-20-20-2025-asia-one-of-the-worlds-largest-fintech-events-introducing-6-emerging-startups-unknown-to-japanese-audiences-2/) - (Original article in Japanese was published for FinTech Journal on May. 26, 2025)https://www.sbbit.jp/article/fj/163878Author: Makoto Shibata, Head of FINOLAB Money20/20 Asia 2025, one of the world’s largest fintech events, was held from April 22–24 in Bangkok, Thailand, at the Queen Sirikit National Convention Center (QSNCC). Since its inception in 2012 in the U.S., Money20/20 has grown - [[summary] Too Scary… What Are the Latest Cases in “AI-Generated Crime”? Trends and Regulatory Changes.](https://finolab.tokyo/finolabresearch/summary-too-scary-what-are-the-latest-cases-in-ai-generated-crime-trends-and-regulatory-changes/) - [FinovateFall 2025, Supporting as a Partner with Discount Code](https://finolab.tokyo/topics/finovatefall-2025/) - [6/4 Key Takeaways from CONSENSUS 2025](https://finolab.tokyo/events/6-4-key-takeaways-from-consensus-2025/) - CONSENSUS 2025, one of the world’s largest global conferences for Web3 and crypto, was held in Toronto, Canada from May 14 to May 16, 2025. FINOLAB has participated in this conference for three consecutive years (2023–2025) to keep a consistent pulse on the evolution of blockchain, crypto, and Web3 technologies. - [5/19 FINTECH LATVIA: A homeplace for global Fintech Business](https://finolab.tokyo/events/5-19-fintech-latvia-a-homeplace-for-global-fintech-business/) - [[Summary] JR West’s “All-in-One” Payment Service “Wesmo!”—Its Three Strategic Goals, Challenges, and Prospects](https://finolab.tokyo/finolabresearch/fr-finolab-column/jr-wests-all-in-one-payment-service-wesmo-its-three-strategic-goals-challenges-and-prospects/) - [[Press Release] FINAL RESULT ANNOUNCED FOR JAPAN FINANCIAL INNOVATION AWARD 2025](https://finolab.tokyo/topics/final-result-announced-for-japan-financial-innovation-award-2025/) - Discover the winners of JFIA 2025! Grand Prix goes to East Japan Railway & Rakuten Bank for JRE BANK. See full list of innovative fintech initiatives recognized by FINOVATORS at 4F. - [[Summary] Amendment to the Payment Services Act (2025) – Summary of Key Points | FinTech Topics #114](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-amendment-to-the-payment-services-act-2025-summary-of-key-points-fintech-topics-114/) - Discover the key updates in Japan's 2025 Payment Services Act Amendment, including new regulations for crypto, and cross-border payment services. - [[Summary] Scandals Continuing in Financial Institutions: Strengthening Internal Crime Prevention](https://finolab.tokyo/finolabresearch/fr-finolab-column/summary-scandals-continuing-in-financial-institutions-strengthening-internal-crime-prevention/) - Internal fraud continues to affect Japan's financial institutions. Learn how AI-powered tools are helping banks prevent embezzlement, insider trading, and internal misconduct in 2025. - [[Summary] The 10 Major Fintech Trends for 2025](https://finolab.tokyo/finolabresearch/fr-finolab-column/summary-the-10-major-fintech-trends-for-2025/) - [[Summary] Diversification of Online and Mobile Banks: Leveraging BaaS and New Industry Entrants | FinTech Topics #113](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-diversification-of-online-and-mobile-banks-leveraging-baas-and-new-industry-entrants-fintech-topics-113/) - [[Summary] The Digitalization of End-of-Life Planning – Addressing the Needs of a Super-Aging Society | FinTech Topics #112](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-the-digitalization-of-end-of-life-planning-addressing-the-needs-of-a-super-aging-society-fintech-topics-112/) - [12/10 [Tokyo Financial Award × FINOLAB] Tokyo Financial Award Finalists Present: Latest Fintech Pitches and Panel Session (in Japanese)](https://finolab.tokyo/events/12-10-tokyo-financial-award-x-finolab-tokyo-financial-award-finalists-present-latest-fintech-pitches-and-panel-session-in-japanese/) - [[Summary] Tampering with Payment Applications: Targeted Card Information and Expanding Damage | FinTech Topics #110](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-tampering-with-payment-applications-targeted-card-information-and-expanding-damage-fintech-topics-110/) - [[Summary] What is a Credit Score? A Comprehensive Explanation of Its Mechanisms and Challenges | FinTech Topics #111](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-what-is-a-credit-score-a-comprehensive-explanation-of-its-mechanisms-and-challenges-fintech-topics-111/) - [FINOLAB to become Media Partner of FinovateEurope(Discount Code Provided)](https://finolab.tokyo/topics/finovateeurope2025/) - FINOLAB to become Media Partner of FinovateFall - [“FINOPITCH 2025” is open for entry! The deadline for applications is January 5th,2025](https://finolab.tokyo/events/finopitch2025/) - [[Summary] Expansion of Digital Currency: Emerging New Use Cases in Payments | FinTech Topics #109](https://finolab.tokyo/finolabresearch/fr-fintech-topics/summary-expansion-of-digital-currency-emerging-new-use-cases-in-payments-fintech-topics-109/) - [[Summary] The Financial Industry’s Surge in Mid-Career Hiring: How Have the Job Market and Essential Skills Changed in Japan?](https://finolab.tokyo/finolabresearch/fr-finolab-column/the-financial-industrys-surge-in-mid-career-hiring-how-have-the-job-market-and-essential-skills-changed-in-japan/) - [[Summary] The "Light and Shadow" of Quantum Computers in Finance: What Are the Emerging "Post-Quantum Cryptography Standards"?](https://finolab.tokyo/finolabresearch/fr-finolab-column/the-light-and-shadow-of-quantum-computers-in-finance-what-are-the-emerging-post-quantum-cryptography-standards/) - [Singapore FinTech Festival (SFF)2024, Supporting as a Community Partner with Discount Code](https://finolab.tokyo/topics/sff2024/) - [FinovateFall 2024, Supporting as a Partner with Discount Code](https://finolab.tokyo/topics/finovatefall2024/) - [Becoming Partner fro FUTURE SKILLS FORUM](https://finolab.tokyo/topics/future-skills-forum/) - [FinovateSpring 2024, Supporting as a Partner with Discount Code](https://finolab.tokyo/topics/finovatespring2024/) - [FINOLAB to become Media Partner of FinovateEurope(Discount Code Provided)](https://finolab.tokyo/topics/finovateeurope2024/) - FINOLAB to become Media Partner of FinovateFall - [Singapore FinTech Festival (SFF)2023, Supporting as a Community Partner with Discount Code](https://finolab.tokyo/topics/sff2023/) - [FinovateFall 2023(Discount Code Provided)](https://finolab.tokyo/topics/finovatefall2023/) - [FinovateFall 2022(Discount Code Provided)](https://finolab.tokyo/topics/finovatefall2022/) - [Collaborating with Celent on the report about InsurTech in Japan](https://finolab.tokyo/topics/celent-finolab-insurtechrepert2022/) - Celent, one of the top global financial technology research firm, has published a summary on “InsurTech in Asia Series: Japan” in collaboration with FINOLAB. FINOLAB members, hokan, justInCase, and Nissay Information Technology were included in the report. - [Finovate Fall(Discount Code Provided)](https://finolab.tokyo/topics/finovatefall2021/) - [FinCity.Tokyo 2021 Global Networking Event -1st-](https://finolab.tokyo/topics/fincitytokyo_210826/) - [Head of FINOLAB to Present as Digital Week 2021](https://finolab.tokyo/topics/digitalweek2021/) - [Head of FINOLAB to Participate in the Panel at Inside Innovation by SWIFT](https://finolab.tokyo/topics/inside-innovation/) - [FinovateAsia(Discount Code Provided)](https://finolab.tokyo/topics/finovateasia2021/) - [FinovateSpring(Discount Code Provided)](https://finolab.tokyo/topics/finovatespring2021/) - [FINOLAB CEO to Present at Doing Business in Japan](https://finolab.tokyo/topics/opportunities-and-doing-business-in-japan/) - [The Final Winners announced for FinTech startup pitch contest FINOPITCH2021](https://finolab.tokyo/topics/the-final-winners-finopitch2021/) - [FINAL RESULT ANNOUNCED FOR JAPAN FINANCIAL INNOVATION AWARD 2021](https://finolab.tokyo/topics/financial-innovation-award-2021/) - [FINOLAB was selected as a Top 10 APAC Innovation Labs by Business Chief APAC](https://finolab.tokyo/topics/top-10-apac-innovation-labs-bcapac2020/) - [FinTech Startup Pitch Contest “FINOPITCH 2021” Begins! Application entry by 2021-1-15 (Fri)](https://finolab.tokyo/topics/finopitch2021/) - We are introducing new FinTech startup pitch contest “FINOPITCH”. - [CEO of FINOLAB Inc. was interviewed by The World Financial Review](https://finolab.tokyo/topics/ceo-of-finolab-inc-was-interviewed-by-the-world-financial-review/) - Nurturing Fintech Start-Ups: In Pursuit of Global Hub Status for Tokyo - [Head of FINOLAB was interviewed by Edgar, Dunn & Company](https://finolab.tokyo/topics/head-of-finolab-was-interviewed-by-edgar-dunn-company/) - Conversation with Makoto Shibata, Head of FINOLAB, Japan - [FINOLAB was selected as a global Top 10 Fintech Innovation Labs by FinTech Magazine](https://finolab.tokyo/topics/finolab-was-selected-as-a-global-top-10-fintech-innovation-labs-by-fintech-magazine/) - Top 10 Fintech Innovation Labs - [FINOLAB was featured in May 2020 edition of FinTech Magazine](https://finolab.tokyo/topics/finolab-was-featured-in-may-2020-edition-of-fintech-magazine/) - FINOLAB: driving innovative startups in fintech - [Head of FINLAB was interviewed by EFMA](https://finolab.tokyo/topics/head-of-finlab-was-interviewed-by-efma/) - “Fintech World Tour: Japan” - [FINAL RESULT ANNOUNCED FOR JAPAN FINANCIAL INNOVATION AWARD 2020](https://finolab.tokyo/topics/jfia2020-first-grand-prix/) - FIRST GRAND PRIX AWARDED TO FUKUOKA FINANCIAL GROUP - [WINNER ANNOUNCED FOR JAPAN FINANCIAL INNOVATION AWARD 2020](https://finolab.tokyo/topics/jfia2020/) - Inauguration of New FinTech Award to Evaluate Innovation, Growth, and Transformation - [FINOLAB to become Innovation Partner of Tokyo Stock Exchange](https://finolab.tokyo/topics/jpx-190801/) - FINOLAB to become Innovation Partner of Tokyo Stock Exchange - [FINOLAB to become Media Partner of FinovateFall](https://finolab.tokyo/topics/finovatefall2019/) - FINOLAB to become Media Partner of FinovateFall - [FINOLAB to become Content Partner of FinTech Journal](https://finolab.tokyo/topics/fintechjournal/) - FINOLAB to become Content Partner of FinTech Journal - [Mastercard to become Corportate Member of FINOLAB](https://finolab.tokyo/topics/mastercard/) - Mastercard to become Corportate Member of FINOLAB - [Establishment of FINOLAB Inc.](https://finolab.tokyo/topics/finolabinc/) - Establishment of FINOLAB Inc. - [FINOLAB to become Community Partner of b.tokyo 2019](https://finolab.tokyo/topics/b-tokyo2019/) - FINOLAB to become Community Partner of b.tokyo 2019 - [FINOLAB to become Partner of FinovateAsia](https://finolab.tokyo/topics/finovateasia2019/) - FINOLAB to become Partner of FinovateAsia - [FINOLAB to become Partner of FinovateMiddleEast](https://finolab.tokyo/topics/finovatemiddleeast2019/) - FINOLAB to become Partner of FinovateMiddleEast ## Pages - [THE FINTECH CENTER of TOKYO](https://finolab.tokyo/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOLAB RESEARCH](https://finolab.tokyo/finolabresearch/) - Explore in-depth fintech research from FINOLAB. Stay updated on Japan’s fintech trends, market analysis, and emerging startup insights to drive innovation. - [EVENTS](https://finolab.tokyo/events/) - Join cutting-edge fintech events in Tokyo hosted by FINOLAB. Connect with innovators, startups, and industry leaders in Japan’s fintech community. - [ABOUT US](https://finolab.tokyo/aboutus/) - FINOLAB fosters financial innovation in Tokyo, empowering fintech startups and financial institutions through coworking space, community, and global connection. - [FinTech Topics](https://finolab.tokyo/finolabresearch/fr-fintech-topics/) - [FINOLAB COLUMN](https://finolab.tokyo/finolabresearch/fr-finolab-column/) - [GLOBAL ADVISORS](https://finolab.tokyo/global-advisors/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [TOPICS](https://finolab.tokyo/topics/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [PARTNERS](https://finolab.tokyo/partners/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [MENTORS](https://finolab.tokyo/mentors/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [MEMBERS](https://finolab.tokyo/members/) - [Alumni Members](https://finolab.tokyo/members/alumni-members/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [CONTACT](https://finolab.tokyo/contact/) - [FINOVATORS Mentor Atsushi KITAGAWA](https://finolab.tokyo/mentors/kitagawa/) - [FINOVATORS Founder Tetsuya ISOZAKI](https://finolab.tokyo/mentors/isozaki/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Founder Mio TAKAOKA](https://finolab.tokyo/mentors/takaoka/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Founder Toshiaki HASUMURA](https://finolab.tokyo/mentors/hasumura/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Founder Chie ITO](https://finolab.tokyo/mentors/itou/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Founder Makoto SHIBATA](https://finolab.tokyo/mentors/shibata/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Founder Hisanori OGAWA](https://finolab.tokyo/mentors/ogawa/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Mentor Takane HORI](https://finolab.tokyo/mentors/hori/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Mentor Takafumi OCHIAI](https://finolab.tokyo/mentors/otiai/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Mentor Tadaaki KIMURA](https://finolab.tokyo/mentors/kimura/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Mentor Noboru MIZUTA](https://finolab.tokyo/mentors/mizuta/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Mentor Hiroshi AZUMA](https://finolab.tokyo/mentors/azuma/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Member Yusuke MANABE](https://finolab.tokyo/mentors/manabe/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Member Takahisa OHIRA](https://finolab.tokyo/mentors/oohira/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Member Junichi KANDA](https://finolab.tokyo/mentors/kanda/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Founder Toshio TAKI](https://finolab.tokyo/mentors/taki/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Founder Tetsuo IIDA](https://finolab.tokyo/mentors/iida/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Founder Tatsuto FUJII](https://finolab.tokyo/mentors/fujii/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Founder Mitsunobu OKUBO](https://finolab.tokyo/mentors/okubo/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [FINOVATORS Founder & President Masakazu MASUJIMA](https://finolab.tokyo/mentors/masushima/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [Melissa C. Guzy](https://finolab.tokyo/global-advisors/melissa-c-guzy/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [Steve Monaghan](https://finolab.tokyo/global-advisors/steve-monaghan/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [Sandeep Deobhakta](https://finolab.tokyo/global-advisors/sandeep-deobhakta/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [Jim Marous](https://finolab.tokyo/global-advisors/jim-marous/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [Brett King](https://finolab.tokyo/global-advisors/brett-king/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [Ghela Boskovich](https://finolab.tokyo/global-advisors/ghela-boskovich/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. - [Chris Skinner](https://finolab.tokyo/global-advisors/chris-skinner/) - We created FINOLAB because we would like Japan to be in the position to realize future financial services. ## Categories - [TOPICS](https://finolab.tokyo/./topics/) - [EVENTS](https://finolab.tokyo/./events/) - [RESEARCH](https://finolab.tokyo/./finolabresearch/) - [FINOLAB COLUMN](https://finolab.tokyo/./finolabresearch/fr-finolab-column/) - [FinTech Topics](https://finolab.tokyo/./finolabresearch/fr-fintech-topics/) ## Tags - [fintech](https://finolab.tokyo/tag/fintech/) - [finopitch](https://finolab.tokyo/tag/finopitch/) - [FINOLAB](https://finolab.tokyo/tag/finolab/) - [startup](https://finolab.tokyo/tag/startup/) - [event](https://finolab.tokyo/tag/event/) - [FinTech Journal](https://finolab.tokyo/tag/fintech-journal/) - [trend](https://finolab.tokyo/tag/trend/) - [japan](https://finolab.tokyo/tag/japan/) - [aging](https://finolab.tokyo/tag/aging/) - [dx](https://finolab.tokyo/tag/dx/) - [challenge](https://finolab.tokyo/tag/challenge/) - [wesmo](https://finolab.tokyo/tag/wesmo/) - [payment](https://finolab.tokyo/tag/payment/) - [challeng](https://finolab.tokyo/tag/challeng/) - [jr west](https://finolab.tokyo/tag/jr-west/) - [research](https://finolab.tokyo/tag/research/) - [video](https://finolab.tokyo/tag/video/) - [フィンテック](https://finolab.tokyo/tag/フィンテック/) - [金融](https://finolab.tokyo/tag/金融/) - [資金決済法](https://finolab.tokyo/tag/資金決済法/) - [2025](https://finolab.tokyo/tag/2025/) - [latvia](https://finolab.tokyo/tag/latvia/) - [blockchain](https://finolab.tokyo/tag/blockchain/) - [business development](https://finolab.tokyo/tag/business-development/) - [global business](https://finolab.tokyo/tag/global-business/) - [investment](https://finolab.tokyo/tag/investment/) - [security](https://finolab.tokyo/tag/security/) - [lending](https://finolab.tokyo/tag/lending/) - [JPYC](https://finolab.tokyo/tag/jpyc/) - [stable coin](https://finolab.tokyo/tag/stable-coin/) - [crypto](https://finolab.tokyo/tag/crypto/) - [web3](https://finolab.tokyo/tag/web3/) - [FSA](https://finolab.tokyo/tag/fsa/) - [4F](https://finolab.tokyo/tag/4f/) - [ransomware](https://finolab.tokyo/tag/ransomware/) - [funding](https://finolab.tokyo/tag/funding/) ## Logosカテゴリー - [ASSOCIATION](https://finolab.tokyo/logos_category/association/) - [CORPORATE MEMBERS](https://finolab.tokyo/logos_category/corporate/) - [STARTUP MEMBERS](https://finolab.tokyo/logos_category/startup/) - [ALUMNI MEMBERS](https://finolab.tokyo/logos_category/alumni/) - [Global Partners](https://finolab.tokyo/logos_category/global-partners/) - [Innovation Partners](https://finolab.tokyo/logos_category/innovation-partners/)